Financial Operations Specialist (Fintech)

Our client is a fast-growing fintech company focused on transforming how businesses across Africa handle payments. With a mission to empower businesses to thrive, they offer a range of tools that support both online and offline transactions, streamline operations, and fuel business growth. Their culture is rooted in innovation, high standards, and a customer-first approach. Role Overview The Financial Operations Specialist will be responsible for managing the daily financial processes of the bank, including end-of-day reporting, reconciliation, transaction processing, and regulatory submissions. As the first hire in the finance function, the ideal candidate must be hands-on, systems-savvy, and capable of working independently in a fast-paced, startup environment. Job Type: Permanent/ Full time Location: Lagos, Nigeria Workplace: Hybrid Requirements Bachelor’s degree in Banking, Finance, or a related field ICAN/ACCA certification (in progress or completed) is preferred. In-depth understanding of CBN guidelines, internal control frameworks, AML, KYC, and risk management practices. 5 years’ experience in financial operations or accounting, ideally in a banking environment, other financial institution or fintech. Strong knowledge of banking operations and regulatory requirements. Hands-on experience with accounting and core banking software Proficient in Excel and financial data analysis. High level of accuracy, attention to detail, and professional integrity. Responsibilities Oversee daily financial operations, including transaction processing, end-of-day reporting, cash reconciliation, and settlements. Ensure timely and accurate posting of transactions and maintenance of the general ledger. Manage bank and GL reconciliations, including core banking system vs accounting records. Prepare financial statements, management reports, and regulatory submissions (e.g., CBN, MPRs, CRMS, NDIC). Monitor cash flow, liquidity, and working capital to support daily banking operations. Process payments, staff payroll, and statutory remittances (e.g., taxes, pensions). Implement internal controls to safeguard financial assets and ensure regulatory compliance. Assist in setting up financial systems, policies, and processes in line with CBN requirements. Support budgeting, variance analysis, and financial performance tracking. Support internal audit preparation and implementation of audit recommendations. Liaise with auditors, regulators, and service providers as needed. Benefits Competitive salary and compensation package Full medical coverage Fully covered parental leave Performance-based incentives Leadership in a growing financial institution