About New York Life
New York Life is a Fortune 100 company with a long history of doing good. We have been in business for over 175 years, helping
generations of Americans protect their families and attain their financial goals. As a mutual company, we are accountable only
to our policyholders, not to Wall Street or outside investors. We are focused on long-term success for our clients. To prepare
for the future, we are constantly innovating and looking ahead to find more ways to increase value for our clients.
Awards & Accolades
We’re proud of our financial strength7
• A++ Superior (A.M. Best)
• AAA Exceptionally Strong (Fitch)
• Aaa Exceptional (Moody’s)
• AA+ Very Strong (Standard & Poor’s)
We’re proud of the training we offer8
• Training Magazine’s APEX Award for 2022
We’re proud the be recognized by organizations that also value diversity
• Latino Leaders: 2022 Best Companies for Latinos to Work For
• Human Rights Campaign: 2022 Corporate Equality Index
• Forbes 2022: America’s Best Employers for Diversity
We’re proud of the way we serve our clients9
• 5.5 million lives protected (includes all owners of individual life insurance and annuity policies)
• $4.9 billion in living benefits awarded (includes life and annuity cash value accumulation and qualifying policy dividends
paid. Dividends are not guaranteed.)
• $938 million lifetime annuity paid (includes all payouts on individual income annuity products)
• Over $1.1 trillion life insurance protection in force (includes term, whole, and universal life)
New York Life is an Equal Opportunity Employer – M/F/Veteran/Disability/Sexual Orientation/Gender Identity
New York Life Insurance Company
51 Madison Avenue
New York, NY 10010
www.newyorklife.com
AR10901.112022 SMRU 5058493.2 (Exp.04.30.2023)
1 Specific production and licensing requirements must be met, and approvals obtained before transitioning to field management. Please ask your New York
Life recruiter for details.
2 If you qualify for an Introductory (PTAS) Contract, you will preview an agent career with New York Life as an independent contractor while continuing to
work at your current job, with limited exceptions. During this preview period of up to six months, any sales you make will continue to accrue until you
either make enough sales to become a full-time agent under a Training Allowance Subsidy (TAS) Contract or the passage of six months, whichever is
earlier. If you do not become a full-time agent, all commissions on any sales you made will be paid to you at the end of six months. If you become a fulltime
agent under a TAS Contract, you will be credited with the commissions you accrued under the Introductory Contract.
3 If you would like more information about commission-based income for financial professionals, please consult with your New York Life recruiter.
4 Certain eligibility requirements apply. Monthly payments are determined by your earnings, years of service, age, and the form of payment you choose. The
company reserves the right to amend or terminate the plan at any time for any reason.
5This is necessarily brief and provides only a list of benefits available to Associate Partners under the applicable plans. Specific terms, such as eligibility
and benefits, are determined only by the terms and conditions contained in the relevant plan documents. The company reserves the right to amend or
terminate benefit plans at any time for any reason.
6 In addition to salary, average recruiter income includes certain non-guaranteed income that is dependent on a number of factors, including your field
management title/level, the sales results of your agent unit and/or your General Office, and your applicable field management compensation plan. The
company reserves the right to amend, modify, or terminate the compensation plans at any time. The historical income numbers shown above include
additional compensation payments designated to reimburse all of a field manager’s business expenses not otherwise reimbursed by the company.
Average partner income is provided for illustrative purposes only.
7 New York Life Insurance Company continues to receive the highest financial strength ratings currently awarded to any life insurer in the U.S. from all four
major rating agencies. Source: Individual Third-Party Ratings Reports: A.M. Best A++, Fitch Ratings AAA, Moody’s Aaa, and Standard & Poor’s AA+ (as of
10/18/2022).
8 A full list of our awards is available here: https://www.newyorklife.com/newsroom/our-awards-and-recognition
9 All figures reflect the consolidated results of New York Life Insurance Company (NYLIC) and its domestic insurance subsidiaries, including New York Life
Insurance and Annuity Corporation (NYLIAC), for the 12 months ending December 31, 2021. Individual life insurance in force is the total face amount
of individual life insurance contracts (term, whole, and universal life) outstanding for NYLIC and its domestic insurance subsidiaries at a given time.
The company’s individual life insurance in force totaled $1,139.45 billion at December 31, 2021 (including $182.30 billion for NYLIAC). Intercompany
transactions have been eliminated in consolidation.