Direct Lending Expert – Credit Specialist

About the job Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey . Position: Direct Lending and Alternative Credit Professional Type: Contract Compensation: $110–$150/hour Duration: 1-2 weeks Commitment: 10+ hours/week Role Responsibilities Detail the day-to-day workflows of professionals in direct lending , private credit , and alternative asset management . Analyze and explain credit underwriting processes , including due diligence, risk assessment, and structuring. Identify and categorize key documents used across private credit transactions, such as credit memos , IC materials , term sheets , covenants , and lender presentations . Distinguish between public vs. private information in credit markets and lending processes. Provide insight into deal sourcing , execution , and portfolio monitoring workflows . Collaborate with AI researchers to translate real-world credit expertise into structured training data. Qualifications Must-Have 3+ years of experience in Direct Lending , Private Credit , Leveraged Finance , or Alternative Asset Management . Experience at top-tier firms such as Ares , Apollo , Blackstone Credit , KKR Credit , Golub Capital , Oaktree , or similar. Bachelor’s degree in Finance , Economics , Accounting , Business Administration , or a related field. Strong familiarity with credit agreements , financial covenants , underwriting models , and deal documentation . Excellent analytical, writing, and communication skills. Preferred Experience across middle-market lending , sponsor-backed deals , or structured credit . Start Date 1-2 weeks Application Process (Takes 20–30 mins to complete) Upload resume AI interview based on your resume Submit form Resources & Support For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome/welcome For any help or support, reach out to: support@mercor.com PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.