Chief Executive Officer (CEO)

Chief Executive Officer (CEO) Employment Type: Full-Time | Onsite Location: Lagos, Nigeria (with Pan-African oversight) Industry: Banking / Fintech Reports To: Group CEO & Board of Directors Salary: ₦4,000,000 Net Monthly Experience Requirement: Minimum of 20 years ROLE PURPOSE The Chief Executive Officer (CEO) will provide overall strategic, commercial, and operational leadership for the Client, guiding the organization through regulatory readiness, market entry, and pan-African expansion. The CEO holds full accountability for strategic direction, regulatory engagement, financial performance, governance, risk management, operational excellence, and long-term sustainable growth. This role requires a seasoned banking executive with strong exposure to retail, SME, digital, and regulated banking environments. KEY RESPONSIBILITIES Strategic Leadership & Market Expansion Define and execute the Clients pan-African digital banking strategy Drive growth across customer acquisition, deposits, payments, FX, lending, and revenue Lead expansion into new African markets in line with regulatory approvals Build and manage high-impact partnerships with fintechs, telcos, banks, merchants, and institutional partners Regulatory & Governance Leadership Serve as the primary executive liaison with central banks and regulatory authorities Lead licensing applications, approvals, and ongoing regulatory engagements Ensure full compliance with AML/CFT regulations, prudential guidelines, consumer protection laws, and data privacy requirements Establish and maintain strong governance, audit, risk management, and internal control frameworks Core Banking Operations & Financial Management The CEO must demonstrate hands-on leadership experience across: Personal / Retail Banking Operations Business & SME Banking Corporate Banking exposure (advantage) Capital Adequacy Management Liquidity and Treasury Management Balance Sheet Optimization Asset & Liability Management (ALM) Credit Risk Management and Loan Portfolio Oversight Deposit Mobilization Strategies Profitability, pricing, and margin management Operations & Executive Leadership Recruit, develop, and lead a high-performing executive management team Oversee daily banking operations and digital service delivery Implement scalable and secure core banking and payment platforms Ensure system uptime, cybersecurity, data protection, and customer trust Product Development & Innovation Lead the development and rollout of innovative digital banking products, including: Multi-currency accounts Cross-border and international payments SME financing and credit solutions Embedded finance products Drive a superior, seamless, and differentiated customer experience Investor & Stakeholder Relations Represent the Client with investors, regulators, partners, and strategic stakeholders Support fundraising initiatives and capital strategy execution Build institutional credibility and strengthen market confidence EXPERIENCE & QUALIFICATIONS Mandatory Minimum of 20 years experience in banking, fintech, or financial services Proven senior executive leadership experience within regulated financial institutions Strong hands-on experience in: Retail / Personal Banking Business & SME Banking Capital and Liquidity Management Treasury Operations Risk, Compliance, and Governance Digital Banking Platforms Demonstrated regulatory engagement and licensing experience Proven track record of scaling financial services or digital banking businesses Preferred Experience launching or scaling digital banks or fintech platforms Pan-African or multi-jurisdiction operational exposure Capital raising and investor relations experience Strong understanding of embedded finance ecosystems COMPENSATION & BENEFITS Monthly Net Salary (After Tax): ₦4,000,000 Executive pension scheme Comprehensive family HMO coverage Official car or car allowance Annual paid leave with leave allowance Equity Incentive: 4% share vesting over four (4) years (Subject to performance milestones and board approval) PERFORMANCE BONUS (RECOMMENDED) Annual performance bonus tied to: Regulatory and licensing milestones Customer acquisition and engagement growth Deposit and loan book performance Revenue and profitability targets Risk, compliance, and governance outcomes KEY SUCCESS METRICS Regulatory approvals secured and maintained Customer growth and transaction activity levels Capital adequacy and liquidity ratios Deposit growth and credit quality Revenue growth and profitability Operational resilience, uptime, and system stability Progress on pan-African expansion strategy WHY THIS ROLE IS UNIQUE This role offers the opportunity to: Build a pan-African digital bank from the ground up Lead a scalable and future-ready financial platform Drive financial inclusion and innovation at scale Deliver measurable impact across Africa HOW TO APPLY Interested and qualified candidates should send their CV and a brief cover letter to: hiring@mysigma.io Subject Line: Chief Executive Officer (CEO) – Lagos